Elective Frugality is the genteel recognition of having acquired "enough", and that authentic abundance and real wealth are not money- or thing-based, but are instead, Soul-founded.
Elective Frugality "crosses the road" away from debt.
Together we've examined what constitutes the present version of the American Dream. The "dream" that was once the providence of all, now only serves to enrich the uber wealthy. The dream as it now exists has become the people's nightmare of clutter, indebtedness, overwork, broken families, and stress.
However, we can awaken and live a life of joy, freedom, and happiness by turning away from the marketing and advertising propaganda telling us that we must buy lots of stuff - more than we actually need - and to buy bigger, more expensive homes to house all the excess stuff.
Shopping for needless stuff has become a frantic habit that eats away our abundance and fills our homes with far too many needless things, creating and maintaining a state of personal and perpetual indebtedness.
We shop for entertainment and distraction and to fill what could be a truly meaningful life with mindless acquisition. We spend money, instead of quality time with those we care about. Shopping has become almost obligatory. It needn't be.
Working extra hours to afford ever more stuff - or pay for stuff we've already acquired on credit cards or via loans - takes us away from relationships, meaningful moments, and communing with Nature, both outer and inner.
My previous posts shared how to start today to create for yourself and your family (not CEO'S and their "shareholders") more abundance in your own lives rather than filling the pockets of bankers, corporations, marketers, and advertisers.
The goal - your goal - can be to enrich yourself and create a more prosperous and happy life by ignoring the propaganda to spend more on needless, but momentarily alluring things, or to purchase items simply to "impress" others. After all "those others" won't be the one's making monthly minimum and interest payments on already charged up credit cards. The people who really matter don't need to be impressed by big, costly houses, expensive new cars, or a $50,000 kitchen remodel that you'll be paying for over the next ten or twenty years.
Another strategy is to live in a home you can easily afford and drive a car that's clean, attractive, and affordable so YOU can live abundantly and free of anxiety and the other dangers of indebtedness.
We've explored how you can pay off credit card debt early ditching it altogether as you develop the habit of paying cash for things you need and want...or if you must charge something to a credit care - say for online shopping - you charge only what you can comfortably pay off completely when the statement arrives. Never carry any interest-attached balance on a credit card.
We talked about how to get rid of your mortgage early by making extra payments to reduce the interest obligation attached to every home loan. The more you pay on the principle loan amount each month - over and above the required payment - the more and faster the interest portion of the loan shrinks!
We've even explored alternate lifestyles that forgo the need to even pay mortgage or rent, such as living in a tiny house, an RV, a van, on a boat or houseboat, or even living in one's car as do those intrepid few who've choose to be major-minimalist nomads!
Getting out of debt - owing no one recurring payments and interest on anything - is like a breath of fresh air infusing happiness and simplicity into your life!
* * * * *
Sneak Peak Into Easy Elegance!
Easy Elegance aims for comfort, simplicity, and beauty. So your first task is to choose a style you love, or keep the one you have, if...you love it! This photo shows how I created my own personal style in my previous home, an old Folk Victorian farmhouse in Utah, I called Heartsease Cottage.
In upcoming posts I'll share how I've created Easy Elegance in my present home, Heartsease Haven, a condo on the edge of the forest in Northern Idaho.
Enlarging, building upon, and enhancing an Electively Frugal lifestyle is a co-equal philosophy called Easy Elegance. Easy Elegance brings beauty, creativity, comfort, and simplicity into one's life.
Easy Elegance is not ostentatious, or ridiculously expensive, nor will it throw you into debt. You won't stun your neighbors with how much money it took to achieve your look, but you will "wow" them with how little you spent, or saved, to achieve a fashionable and comfortable home.
Easy Elegance is created on your terms, using your style, and what you like. It's a look that's comfortable, simple, creative, and hospitable. It's somewhat minimal - you won't have unused, unloved stuff taking up space - but it's a look that's not starkly minimal, either.
Rather than having an abundance of knickknacks to trick the eye from thing to thing, to thing, the aim is to have a true focal point where the eye can rest and observe beauty, symmetry, and harmony.
Most decorating styles can be easily accommodated into the Easy Elegance philosophy - think Shabby Chic, Country French, Farmhouse, Rust-Chic, Boho, Craftsman, Log Cabin, Shaker, Retro, and Modern, to name just a few. Or combine your most favorite and comfy pieces to create your own eclectic style!
I've opted for a combination of Shabby chic and Country French decor for my homes, both past and present, because that's what I happen to like, so I'll be using those styles to illustrate the Easy Elegance philosophy. Simply tweak the ideas to fit your space, your style...your way!
Instead of a collection of things to bounce the eye from item to item, it rests instead on a singular, simple but tasteful thrift store pitcher holding a collection of flowers (and yes, weeds) from the garden.
Easy Elegance is simple, minimal, achievable, uncluttered, and, well, easy.
Recent Comments